Zakat



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HONOUR the ORPHAN this YEAR with your ZAKAT.


Zakat in the Quran

. وَأَقِيمُوا۟ ٱلصَّلَوٰةَ وَءَاتُوا ٱلزَّكَوٰةَ وَأَطِيعُوا۟ ٱلرَّسُولَ لَعَلَّكُمْ تُرْحَمُونَ

And establish prayer and give zakāh and obey the Messenger – that you may receive mercy.
surah An-Nur {56}

Calculate Your Zakat with Muslim Ummah Kenya

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Muslim Ummah Kenya collects zakah from Muslims and utilizes these much-needed funds in the following vital areas; Student Sponsorship, Assistance to Poor Widow, Provision of Medical Bursaries etc.

GIVE YOUR ZAKAT AL’MAL TO MUSLIM UMMAH KENYA THIS YEAR FOR THE SAKE OF ALLAH SWT. 

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What is Zakat/Zakat al Mal?

Zakat / Zakat al Mal is the third pillar of Islam and is a compulsory charity of 2.5% of a person’s wealth, if they have more than the Nisab value (which can be calculated in gold or silver). Historically, it was set up as a welfare system to support the poor and needy. Zakat is deemed to be the right of the poor.

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Who Can Receive My Zakat?

Zakat cannot be paid to everyone. There are eight specific categories of people to whom zakat can be given: “The aims are only for the Fuqara’ (the poor), and Al-Masakin (the needy) and those employed to collect (the funds); and to attract the hearts of those who have been inclined (towards Islam); and to free the captives; and for those in debt; and for Allah’s Cause, and for the wayfarer (a traveller who is cut off from everything); a duty imposed by Allah. And Allah is All-Knower, All-Wise.” [Al-Quran 9:60]”

  • 1. Al-Fuqara (The poor)
  • Fuqara are the people who live below the poverty line and don’t have enough means to live a normal life like others. They deserve your zakat in order to meet the daily necessities of their lives.
  • 3. Zakat collectors
  • Zakat can be given to the people who are authorized to collect and distribute it among the needy and poor. It includes the trustworthy institutions and NGOS who are working to help underprivileged Muslim communities.
  • 2. Al-Masakin (The needy)
  • Masakin are extremely poor and needy people. These people don’t have any possessions or income. Your zakat money can help them in improving their living condition.
  • 4. Who converted to Islam
  • Those who are newly converted to Islam are eligible to receive zakat (if they are needy). If someone has converted and is detached from their family and friends, you can give your zakat to them so that they can start their new journey.
  • 5. Freeing captives
  • Slavery is prohibited in many parts of the world but still people are trafficked and kept as slaves. Zakat money can help slaves in freeing themselves and improve their living standard.
  • 7. In the path of Allah
  • Those who are striving in the path of Allah are entitled to receive your zakat. These are the people who are fighting for Allah’s cause far away from their homes. Your zakat can help them have a better living.
  • 6. Debtors
  • Zakat can be given to pay off debts of someone who cannot repay on his own. However, one must make sure that the money borrowed by debtor is not used for any un-Islamic or wrong purpose.
  • 8. Wayfarer (Travelers)
  • For a traveler who is alone in a foreign land and is in need of money to fulfill his objective of traveling. Refugees can be given zakat money as they leave their countries because of violence and oppression in search of a safe and better place.

Zakat FAQs

We’ve put together this list of frequently asked questions to help make the rules of Zakat easier to understand. If you need more help, please don’t hesitate to contact us.

Nisab is the threshold for which a Muslim’s personal wealth must be above if he or she is to be eligible to pay Zakat. There are two Nisab values from which the threshold is determined, which are:

Gold – the monetary value of 87.48 grams of gold
Silver – the monetary value of 612.36 grams of silver
Because the valuation of gold and silver fluctuates so, too, does the Nisab threshold. This is why tools such as our Zakat calculator prove so helpful as they help Muslims to quantify not only whether they qualify to pay Zakat, but how much it is they owe. A Muslim’s wealth must exceed the Nisab threshold for one full Islamic year, or ‘Hawl’, which is the term for a lunar year, which lasts for 354 days.

Your wealth or net assets can be summed up as the liquid assets you possess minus your short term liabilities.

Liquid assets are those that can be transformed into cash very easily. Short term liabilities include your bills, rent, personal loans and credit card debts. Most scholars agree that any mortgage that you may hold, should not be included in that calculation.

Here’s a list of things that should be included in your assets:

Cash in the bank and at home
Cash saved for any special purposes e.g. wedding, Hajj, car purchase, etc.
The value of gold and silver you own
The value of shares at their market price
Money owed to you, which is highly likely to be repaid
If you own a business, the balance sheet value of the stock(s) you possess.
If you own properties, any rental income that has been saved
You do not need to count the value of your home or land as part of your assets. You also don’t need to include person items, such as a car, clothing, home appliances, etc. as part of your assets.

If you own investment properties (to buy / to let), then any saved rental income will be a part of your assets. The equity value of your investment property portfolio is not included as part of your assets in the Zakat calculation.

If an investment property is due to be sold around your Zakat due date, then the anticipated profit is to be included as part of your assets.

Here is a list of things that should be included in your liabilities:

The money you owe to others i.e. personal loans (from banks and friends), credit card debts, etc.
Current month’s rent/mortgage payment or arrears
Bills that are due
If you own a business, then business expenses e.g. rent, rates, salaries, utility bills, etc.
Short term business loans and overdraft amounts are included in your liabilities.
The calculation for your wealth/net assets is:

Assets – short term liability = your wealth.
As long as your wealth is above the nisab of the day, you are eligible to pay Zakat

According to the Hanafi madhab, all gold and silver you own must be included as part of your wealth/assets in the Zakat calculation.

In the Shafi madhab, however, any gold and silver that is for personal use do not need to be included as part of your wealth/assets.

If all of your wealth is in gold, the value of the gold you own must be at – or above – the gold nisab in order to be eligible to pay Zakat.

If your wealth is a mixture of gold and/or silver and cash, it is preferable to use the silver nisab threshold.

Many scholars hold the view that it will be highly beneficial to include all gold and silver that you own as part of your wealth/assets, regardless of whether they are for personal use or not.

Any goods, other than gold or silver, that you have not bought for resale are non-zakatable. No zakat is payable on your personal belongings, such us a house or a car.

The business stock has to be counted as an asset for Zakat purposes. The value to be used is what would appear on your balance sheet. Usually, it is the cost of purchasing the stock.

Business premises do not need to be counted as an asset in the calculation. Any property the business owns (land, retail units, etc.) also do not need to be counted as assets.

A long-term mortgage is not to be counted as a liability in your Zakat calculation.

Loans that are taken out for personal purposes can be subtracted as a liability in the Zakat calculation

Gold and Silver: Any gold or silver you possess is zakatable, including jewellery according to Hanafi school, because these two metals have intrinsic monetary value.

Other precious metals and stones are not zakatable unless they were acquired for the purpose of trade.

Cash or its Equivalent: Cash at home, in bank accounts, savings, money lent to others,saving certificates, bonds, shares, investment certificates and so on, are all taken into account when calculating zakat.

Stock Purchased for Trade: Any goods you have bought with the intention of selling are included in your zakatable wealth.

For a donation to qualify as zakat, there must be a clear intention present, either when you separate the zakat money from the rest of your wealth, or when you make the zakat payment.

Yes, zakat can be paid in advance before the year has ended, but you should make sure you have wealth equal to or above the nisab.

Not according to the Hanafi school. A child is not liable to pay zakat, even if in possession of wealth above the nisab threshold. For a child who possesses the nisab or more, the first zakat payment will become due twelve lunar months reaching the age of puberty.

According to both Imam Shafi’ and Imam Malik however, a child who possesses wealth above the nisab value is liable for zakat.

Assets that are included in the Zakat calculation are cash, shares, pensions, gold and silver, business goods, crops and cattle and income from investment property.

Personal items such as home, furniture, cars, food and clothing (unless used for business purposes) are not included.

Yes, zakat can be paid monthly by setting up a regular monthly payment such as a direct debit

MUK & Zakat Al Mal

Fulfill your obligation with your Zakat Al Mal and empower those most in need. 100% of your Zakat is delivered in MUK projects.

Zakat Al Mal is an act of worship we perform with the wealth Allah has blessed us with.
It is a religious duty which cleans away impurities and ensures excess wealth is distributed among those in need.

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Note: You can donate Zakat towards our projects. We also have a 100% Zakat policy, which means every pound or Shilling of your Zakat donation goes to those who need it the most.
JazakAllahu kheiran for Supporting Muslim Ummah Kenya 

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